The following information is required  within 48 hour of application:

• Current pay stub from each borrower (most recent is required)
• Most recent 2 years W2 forms - for each borrower
• If  self employed, complete tax returns including all schedules for the past two years
• Bank statements for the past two months
• Investment account statements for the past two months (if used as assets)
• Retirement account statements for the past two months (if used as assets)
• Documentation on any assets to be used for closing costs and down payment

Depending on other facts within the file - additional documentation may be required

If you currently own Real Estate:

• 1st Mortgage account information - Account #, Compete address, Phone#
• 2nd Mortgage account information - Account#, Completle address, Phone#
• Home owners insurance policy information - Declaration Page/Agent Name and Phone#
• Copy of most recent Survey - if improvements have been made a new survey will be required

If you are purchasing a home:

A home owners insurance policy commitment will need to be provided prior to loan submission for approval.